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Scotiabank American Express Cards – the Details

ScotiaBank and American Express are offering a series of Scotiabank American Express cards with very tempting bonuses.

 

The Scotiabank American Express cards come in three levels.

The Scotiabank Gold American Express Card:

  • 15,000 points bonus (equals to $150)
  • First year fee waived ($99)
  • 4 points for $1 on groceries, gas stations, entertainment and dining.
  • (please check Scotiabank’s list here for the approved businesses)
  • 1 point for $1 on other purchases made through the card.
  • Special yearly membership for Lounge Access with Priority Pass with a 35-percent discount (comes to $65 USD). Each visit costs $27 USD
  • Travel Emergency and Medical Insurance
  • Trip Interruption & Cancellation Insurance
  • Flight delay
  • Delayed & lost luggage insurance
  • Common Carrier travel Accident Insurance
  • Rental car collision/loss damage insurance
  • Hotel/Motel burglary insurance

Other Benefits of Scotiabank Gold American Express Card:

  • Up to 20-percent off in 18,000 hotels worldwide
  • If available, complimentary room upgrade at some of the hotels
  • Low price airfare alerts
  • Up to 25-percent discounts on approved car rentals

 

 Scotiabank American Express card

  • 5,000 points bonus (equals to $50)
  • 2 points for $1 on groceries, gas stations, entertainment and dining.
  • 1 point for $1 on other purchases made through the card.
  • Travel Emergency and Medical Insurance
  • Trip Interruption & Cancellation Insurance
  • Common Carrier travel Accident Insurance
  • Rental car collision/loss damage insurance

 

Other Benefits of Scotiabank American Express Card

  • Up to 20-percent off in 18,000 hotels worldwide
  • If available, complimentary room upgrade at some of the hotels
  • Low price airfare alerts
  • Up to 25-percent discounts on approved car rentals

 

Scotiabank Platinum American Express Card

  • 30,000 points bonus (equals to $300)
  • 4 points for $1 on groceries, gas stations, entertainment and dining.
  • 1 point for $1 on other purchases made through the card.
  • Special yearly membership for Lounge Access with Priority Pass. Each visit costs $27 USD
  • Travel Emergency and Medical Insurance
  • Trip Interruption & Cancellation Insurance
  • Flight delay
  • Delayed & lost luggage insurance
  • Common Carrier travel Accident Insurance
  • Rental car collision/loss damage insurance
  • Hotel/Motel burglary insurance

 

Other Benefits of Scotiabank Platinum American Express Card:

  • Up to 20-percent off on 18,000 hotels worldwide
  • If available, complimentary room upgrade at some of the hotels
  • Low price airfare alerts
  • Up to 25-percent discounts on approved car rentals

 

Scotiabank has a neat Rewards Calculator detailing how the points can be earned and what they will amount to.

Some points to note:

  • No fee waiver ($39) for the Scotiabank American Express Card or for the Scotiabank Platinum American Express Card ($399).
  • The points are granted for the first $50,000 worth of purchases annually for the first two cards. For the Scotiabank Platinum, the limit is $100,000.. You earn 1 point for $1 after that.
  • The bonus points are granted after the first purchase, which should be made within the first two months of the card’s activation.
  • Redemptions are made for purchases made through the card.
  • Redemptions should be made within twelve months of a travel-related purchase
  • The points should be redeemed within 60 days of closure of the account.

 Strengths of the Scotiabank American Express Cards

  • Arguably, this is one of the best cards if you want to use points for travel, as it nets a 4-percent return.
  • The 25-consecutive day (for under 65 and 10 consecutive-day for over 65) travel emergency insurance is great.

Weaknesses

  • It cannot be transferred to other points systems, such as Aeroplan, which the American Express Gold Rewards Card allows.
  • The Lounge access is not an exciting offer. The amount for individual visits, USD27, is no big deal as there are always online coupons that offer the same discount, without the need of the Scotiabank American Express card.

Apply here for the Scotiabank American Express cards.

 

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